Category Archives: Callington

Callington U3A November


U3A speaker report 6th November 2017
Today’s speakers were Steve Marker and Emma Jones from Hansford Bell, Chartered Financial Planners, Tavistock.
Their subject was Financial Life Planning in Retirement
Steve started by speaking about the recent changes in the Regulations for Financial Advisers, ie no commissions, minimum qualification levels raised, and others.
What is Financial Life Planning, it covers 4 main areas. 1: Life Planning Stage
2: Financial Planning Stage 3: Financial Advice Stage 4: Regular Reviews 6mths/annual.
Their advice in the Life Planning Stage was to prepare Goals (bucket list). If it all’s ends what would you regret not doing. Or if you had 5 years to live what would you do. Or if you had 24 hrs to live what would you regret not doing! And to have the conversation with your partner.
The advice in the Financial Planning Stage was to analyse existing finances, wants, needs and goals, the stress test. Do a cash flow chart, income, expenditure, total assets, net worth, money for care and a disaster scenario. The Financial Advice Stage consisted of, how much is enough, Care cost Planning, estate distribution, Inheritance Tax Planning and wills. Also the facts about gifting money, £6000 per couple per year, £5000 for a wedding etc. Regular Review Stage was to keep on top of your finances.
Emma then talked about Equity Release and how you could release funds tied up in your property. It was a very interesting talk, it showed us that Planning is very important in later years.
If you are interested in joining us at the Callington U3A please go to …. www.u3asites.org.uk/Callington or come along on the first Monday of the month to the Callington Town Hall at 10am.
Gillian Brown

U3A Tamar Valley Study Day


Callington U3A …2017 Study Day entitled: The Tamar Valley, Past Present and Future.
An audience of 120 gathered for this full day event at Callington Town Hall on October 25th.
The Study Day started with a very interesting BBC DVD entitled Tamar Valley Voyage, from The Great British Story series. It followed the life of the valley from the Roman Hill Fort at Calstock, to the present day. It gave us a picture of how the valley was exploited for its minerals such as tin, copper, arsenic, lead, feldspar, silver, tungsten as they came in and out of use for over 2000yrs. It taught us about how unique the Cornish language is. And the history of the civil war with the battles of Horsebridge and the fight for the tin. It concluded that valley today has one of the finest areas of outstanding natural beauty.
We had 4 speakers scheduled throughout the day,’ the first was Rick Stewart the Mine Manager at Morwellham Quay. He told the story of how the River was the highway to transport minerals. The first evidence of mining on the Bere Peninsula was in 1290 for lead, silver, tin, copper and chalcopyrite this was not shaft mining, but Stream Panning. Shaft mining began in the Mediaeval times, they wanted the tin, as copper was valueless until they discovered how to achieve the temperature with coal to smelt it in 1688/9. During the eighteenth to early twentieth centuries, a period of major industrialisation which impacted significantly on the predominantly rural landscape. The populations of villages and towns such as Gunnislake, Drakewalls, Luckett and Tavistock increased dramatically during the nineteenth century as a result of the burgeoning mining industry. Copper mining and arsenic production in particular were to dominate the fortunes of the Tamar Valley through into the twentieth century. Devon Great Consols was at one time the largest copper producer in Europe and, later in its productive life, able to supply half the world’s demand for arsenic. If you wish for more information go to www.cornish-mining.org.uk 

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Raising Funds for St Sampson’s


St Sampson’s Church are contacting architects to draw up plans for our renovations and improvements to the building and we are also looking at many funding options.

Did you know that whenever you buy anything online – from your weekly shop to your annual holiday – you could be collecting free donations for St Sampson’s Church, South Hill?

There are over 3,000 shops and sites on board ready to make a donation, including Amazon, John Lewis, Aviva, the trainline and Tesco – it doesn’t cost you a penny extra

It’s as easy as 1, 2, 3… 

1. Head to https://www.easyfundraising.org.uk/causes/stsampsonschurch/ and join for free.

2. Every time you shop online, go to easyfundraising first to find the site you want and start shopping.

3. After you’ve checked out, that retailer will make a donation to your good cause for no extra cost whatsoever.

There are no catches or hidden charges and St Sampson’s Church, South Hill, Cornwall will be really grateful for your donations to help with the ongoing upkeep of this beautiful church.

Thank you for your support.

 

U3A speaker June 2017


This month speaker at the Callington U3A was the delightful and funny Denise Walker her talk was entitled ‘Who goes there’ a look at animal tracks.
She suggested when we are out walking in this beautiful county, that we keep our noses to the ground, as there is a world of animal tracks and clues to the wild life in your area. You need to look for clues to the small dramas that have been taking place.
There maybe fur caught on barbed wire, tracks and trails in the bank, and foot prints if the path is wet. Denise showed us various tracks we could spot, like hedgehogs, squirrels, deer and foxes. She showed us pictures of various poo! which contains the indigestible parts of foods such as hair, feather, bone splinters, which provide a wealth of information. Smells also play a vital role in the social aspects of mammals.
Clues can be found about their eating habits in their droppings, there are 3 types, vegetarians, carnivores and birds.

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U3A May meeting with Milli Lindfield


The talk this month was from Milli Lindfield about the short but remarkable life of her daughter.

Our daughter Hannah-Kate was born in 1991 with a rare syndrome called Pfeiffer Syndrome with Cloverleaf. This meant that Hannah was born with a cloverleaf shaped skull which affected her breathing, sight, hearing and pressure on the brain.

At five days old my husband and I took Hannah to Great Ormond St Hospital totally unaware that this was to become our second home for the next 19 years! At 6 weeks Hannah underwent the first of many, many major surgeries to help her live life to the full.

Hannah from day one proved she was not going to be beaten and amongst all the surgeries, having a tracheotomy (four times) being registered deaf and blind ,she attended main stream primary school and then the West of England School in Exeter.

Here she gained her love for swimming and art, and was introduced to her ever faithful Guide Dog Bella. Art became her life, it gave her an avenue to express her many emotions and to cope with the acute pain that she dealt with on a daily basis. She took her A level Art exam in Gt Ormond St Hospital on huge amounts of pain relief and blind folded as day light affected her eye pain. Continue reading

Callington U3A Update, May 2016


The Voyage of the Mayflower 

Mayflower

 

Mike Hayward gave a very interesting talk for the May meeting. He began by asking whether the stories we know about the Mayflower are myth or reality. It seems mainly myth, and he enlightened us with the reality.

The very first settlers to America did not sail on the Mayflower, but earlier, when in 1607 a ship sailed from London to Virginia. It was a time of religious unrest and people were being tortured and even killed for their beliefs.  A group of separatists escaped the persecution by moving first to Holland, and then in 1620 they decided to emigrate to America on board the ‘Speedwell’. Continue reading

Art Exhibitions at The Pannier Market


DATES FOR YOUR DIARY AT YOUR LOCAL FLORIST.

Here at Jane’s Floral Designs, Art Gallery & Gifts, I am inviting Artists in and around the Tamar Valley to display their artwork at this venue in the Pannier Market, Callington. This year the exhibitions will be themed, run for a month at a time and each one will have a preview evening where light refreshments will be available.

The dates and themes for the first three months are:-

March – “SEASCAPES” (7th March – 2nd April) Preview evening Tues 8th March, 6pm – 8pm.

April – “SPRING TIME” (4th April- 30th April) Preview evening Tues 5th April, 6pm – 8pm

May – “MINING IN THE WESTCOUNTRY (3rd May – 28th May) Preview evening Tues 3rd May, 6pm – 8pm

Remember, there is no charge to browse the Art and with FREE parking now in Callington’s New Road car park there are lots of reasons to visit your town. Continue reading